If you’re looking to get the financing you need and have bad credit, you can use Snap Finance. The online application process is quick and easy. You’ll need your social security number and your driver’s license number, but you’ll be approved in no time. Once approved, you’ll be able to shop at any of Snap Finance’s partner stores and get up to $5,000 in financing. The company has partners nationwide, and has a store locator to make the process easier.
While the company claims that it doesn’t charge interest, there are complaints about their high fees. While the company is clearly advertising that they don’t charge interest, consumers may be mistaking marked-up fees for interest. Another complaint states that costs went up after 100 days, making it more difficult to pay off the balance. Additionally, some users have complained about getting rejected by Snap Finance. This is surprising considering the company’s website suggests that if you meet basic requirements, you should be approved.
In addition to offering consumer finance services, Snap Finance also offers lease-to-own purchase options. They work with individuals with poor credit to make sure that they have the financial resources to purchase what they need. It’s a simple and convenient process, but the final decision could be costly.